Thinking about getting a cash advance?

January 22, 2016

Short-term loans are designed to bridge the gap between paydays for things like car repairs, medical emergencies, or everyday expenses when you’re short on funds. While the reasons you may need extra cash can be complicated, the process to get a short-term loan is simple. At Cash Loan City, lenders are available to review your information and provide the relief you need until your next payday. We make it quick and painless to find a lender and get the cash you need.

  • The simple, online form takes less than 2 minutes to complete

     

     

  • Get up to $1,000 deposited directly into your account as soon as tomorrow*

  • Get a decision from a lender the same day

Please use short-term loans responsibly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution.

We understand if you have bad credit

All credit types are welcome to use our website even if you have poor credit or no credit history at all. Lenders may pull a credit report from one of the major credit bureaus or they may use alternative providers to find out more about your current debt, payment history, and ability to repay a short term loan. For more information about your credit score, get your annual credit report here: www.annualcreditreport.com

Understanding loan terms, fees, and documents

Please remember, cashloancity is not a lender. We are a resource where you can find a lender for your short term cash needs. The loan documents provided by your lender will give you valuable information about the duration of the loan, total loan amount, APR, repayment schedule, and any associated fees so read them carefully. If you have questions, reach out to the lender before you sign. Be sure to save the documents, website, and phone number of your lender for future reference. If you can’t make an upcoming payment, contact your lender immediately to discuss your options.

Beware of Scams

If you think your identity was stolen or you received funds for a loan that you did not apply for, contact your bank and the lender immediately to reverse the deposit. Report the incident to your local police department and the following entities: www.ic3.gov andwww.ftc.gov or by calling 1-877-438-4338.

Your privacy is important

We use some of the world’s leading security technology providers to help ensure your data is safe online. Our sites are tested regularly and your personal information is encrypted. cashloancity.com only refers customers to members of the Online Lenders Alliance, dedicated to best practices and education in the short-term loan industry.

  • Verified & secured by GoDaddy’s 256-bit SSL encryption

  • McAfee certified site to ensure no malware, malicious links, or phishing

  • Complete the online process privately & discreetly

  • No need for you to drive to and stand in line at a payday loan store

     

     

     

     

     

     

     

     

     

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This service is not available in New York or to New York borrowers due to interest rate limits under New York law.

 

 

Material disclosure
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. These disclosures are provided to you for information purposes only and should not be considered legal advice.


Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in the network are designed to provide cash to you to be repaid within an amount of time indicated before electronically signing for the loan. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

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