Statement from CEO of Online Lenders Alliance

Statement from Lisa McGreevy, President and CEO of the Online Lenders Alliance, in reaction to the report issued by the House Oversight and Government Reform Committee regarding the Department of Justice's "Operation Choke Point": "The report confirms what we've known all along--DOJ and other government regulators were engaged in a coordinated effort to eliminate the online lending industry and choke off consumer access to the short-term credit millions of Americans need. Now other industries are seeing the impact of a government willing to circumvent the law to shut down legal businesses they don't like. Congress and the American public should be outraged." The Online Lenders Alliance is a

Thinking about getting a cash advance?

Short-term loans are designed to bridge the gap between paydays for things like car repairs, medical emergencies, or everyday expenses when you’re short on funds. While the reasons you may need extra cash can be complicated, the process to get a short-term loan is simple. At Cash Loan City, lenders are available to review your information and provide the relief you need until your next payday. We make it quick and painless to find a lender and get the cash you need. The simple, online form takes less than 2 minutes to complete Get up to $1,000 deposited directly into your account as soon as tomorrow* Get a decision from a lender the same day Please use short-term loans responsibly. Cash adva

So What Exactly is a Payday Loan?

What is a payday loan and payday lender? Cashloancity.com is here to help explain so if this is your first time looking for a cash loan lender there's no need to worry. How do payday loans work and where can I find information about them? A payday loan is a short-term loan of a small dollar amount usually offered by businesses other than banks. It is called a payday loan because the amount of money lent to the borrower is supposed to be enough to help them get through to their next payday. Each state has its own laws surrounding payday loans, such as the amount of money companies can lend to their customers. Available payday loan information varies by lender. All licensed payday lenders are

Overdrawn and Overworked: How Banks Are (Still) Screwing Consumers With Overdraft Fees

We have all been shafted by overdraft fees from our bank at one time or another. It's an annoyance and a frustration, especially for those of us who don't have much money to begin with. It's also a constant puzzle: if one doesn't have $5, how is that person going to pony up an extra $35 for the fee? Yet banks continue to charge fees and rake in money, making $35 billion on overdraft fees in 2014. To get a better handle on the problem of overdrafts, we need to understand the history of such fees and reframe how we look at them – shifting our perspective to see overdraft costs as a sort of a loan, rather than a fee. Evolution of the Overdraft Fee After World War II, American society changed in

Be sure to look for a Payday Loan with no hidden fees and a lower APR.

Certain payday loans can really help you out of a bind when you need cash fast, but how are you supposed to pay them back when many of them have such high APR charges? The answer might be easier than you think! Look for a payday loan that doesn’t charge huge annual percentage rates on each loan that they give. It might seem hard to find, but you can get a loan that won’t require you to pay a lot more back than you borrowed to begin with if you pay back by the due date. This is where cashloancity.com tries to help. The monthly loan apply now link is chosen from research and comments that our visitors submit to us. Avoid Big Lenders Some of the better known lenders are obviously the easiest t

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This service is not available in New York or to New York borrowers due to interest rate limits under New York law.

 

 

 

Material disclosure
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure 

The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. These disclosures are provided to you for information purposes only and should not be considered legal advice.


Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in the network are designed to provide cash to you to be repaid within an amount of time indicated before electronically signing for the loan. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

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